߰ ֱ
߰ ݿ ǹ߱ Ǿ ִ ϴ.
Һڿ (?) ǥ ŷ ߾ Űϴ ʰ ֱ
ڵ ŷ ϰ ִ. ݿ ϴ Ÿžü
ΰġ ռҵ漼 Ȥ μ δ Ŀ , ü( )κ ϰ ΰ(10%) ϰų ҵ漼(3.3%) õ¡ ϰ ִ.
»̴.
˼ ῡ 13.3% ܾ ް
ϰ ϱ⸸ ϴ. ŷ Ÿžü ڲ Űϴ ͵ ϰ
ĵ ʴ´. ̷ ҵ
Űǰ Ǹ ߿ ռҵ漼 ǰ ź DZ Ѵ.
̷ Ѻ ŸŻ ǥ ġ ʴ.
ҵ ü 翬 · ʴ Ǵ
Ҿϴ. δ Ÿžü ǥ ̱ ̶ ϴ Ϻ
ص δ ȴ. ذ ؼҵ ʾ Ա Ÿ ŸŻ Űܰ
ϴ ͵ ̴. Ƿ ִ ȯ Ѵٴ
Ⱑ 鸮 ϰ ̹ ߰ ΰ ٸ ϴ ʵ Ȯεǰ ִ.
ȥ ߵ ݰ ȥ ȮǼ ̾ Ҿϱ⸸ ϴ. ̹ ٰ Ǫϴ 鵵 . ݱ
ŸŻ縦 鵵 ìܿԴµ δ ȣȣ ̻ ̴.
þ?
߰ 鸸ŭ̳ Һڵ ũ. Ϲ Һڵ ݿ
߰ ̳ Ÿ δ ϰ ִ.
濡 ߰ ŷ̳ δ뿡 ݿ ϱ ̴. ߰ Ÿžü ߰ Һڵ ο δ ϴ Ұϴ.
켱 ŻǾ ͵ Űǰ ν ΰġ ռҵ漼(μ) ũ ϰ ̴. Ӹ ƴϴ. ŷ ſ ΰ ŷ Դ ¾ü鵵 ŷ 䱸 ް Ǹ鼭 ŷ
ܰ ũ ÷ θ ִ. , , DZ, , Ź
ü ̴. 10% ΰ ߰ 䱸ϴ ƴ϶ 20% 30% ̻ 䱸ϴ 쵵 幰 ʴ. û û ݺǴ ¿ ٰ ϼҿ Ѵ. ̷ ߰ ũ Ǿ ִ.
̷ Ȳ غ ߰ ̳ Ÿ ߰ŷ δ . λ ȭ ؼ ÷ ְ
ΰ ̳ ŷ ݿ ݿǰ ̴. ߰ ŸŻ ǥ
ڽ ̳ Ŀ ̴.
ϰ ɱ?
Ȯϰ ϱ 뷫 .
켱 漼 . Һڰ δϴ 漼 뷫 40% þ . ǸŰ(ް) õ ,
ǥ 700 漼 49(700 *漼 7%)
ȴ. ǥ ƴ ŷ õ ״ ϸ 漼 70 ȴ. ǥ 21( 42%)
Ǵ ̴. ݿ Ͽ ŷ
Һڵ 漼 ũ þ ȴ.
ΰ 쵵 κΰ ũ .
10,000,000 10%
Ͽ11,000,000 Ǹ κΰ 174,312̴. ݱ ̷ ϰ ΰ Ű
ʰ . ŷ ǥ 7,000,000 Űϰų Ȥ
5,000,000̳ 3,000,000 1,000,000 ̹ Ͽ Ǹ ó 찡
Ϻ(ުު) .
̷ Ű ϸ 캸 κΰ ũ پ ȴ. Ʒ ǥ ̸ ִ ̴.
ʿ Ű ǸŸ 10% Űϴ δ 10% ξ ġ Űϱ ϱ κΰ پ ȴ. ŭ κΰ Ŀ ٴ ̴.
ϸ ݱ 뷫 10 ΰ ȴ. ٲپ ϸ δ 10 κΰ ϰ
ȴٴ ̴.
߰ Ĵ, ɷ ִ ϴ ռҵ漼̴. ݱ ʴ õ¡, ݿ , ݳ 7 ϰ ʿ κ ռҵ漼(õ¡ 3.3% 꼼)
ϰ ̴. ü ʾҴ ̹Ƿ κ Դ õ¡
δ ٰ ̴.
̷ ռҵ漼 δ ȯϱ ſ ƴ. ռҵ漼 ŷ ƴ϶
Ϳ ΰDZ ̱ ϰ Ǹü()
ǿ μ ̴. ߰ ε ڽŵ ҵ漼
ݾ Ͽ ߰ Ÿſ ݿϷ ̱ ߰ и ̴.
ο 䱸
ΰ?
뷫 ٿ ݿ Կ ߰ Ÿž ݳ Ұϰ Ǿ. ߰ Һڵ 漼 δ㵵 ũ þ ȴ.
߰ Ÿž谡 (ȹ) ûϰų
ʿ䰡 .
ȹο 2018 ۾ ǰ ִ. ִٸ 2018 ȿ ߰ Ÿž
ݿ ֵ Ÿž ü 䱸 ǵǾ Ѵ. ݿ ߰
ŷ ȭ ȴٴ Ͽ ̳ ո 뿡 ûؾ ʿ䰡 ִٴ ̴. .
1. Ժΰ ȭ
Ժΰ 9/109̴. Ư
2018.12.31ϱ ״ ǰ ȴ. ݰ꼭 ŷÿ 翬 10/110 Ժΰ
ݰ꼭 濡Լ ߰ 9/109 ҿ
Ժΰ ް ȴ.
̷ ҿ õ ߰ ״ õ ȾƵ 83,403
ΰ ؾ Ѵ. ΰġ â ʾ ұϰ ΰġ ϴ
Ÿ ̴. ̷ ȿ, ȯȿ ߺ Ѵٴ ̴.
̷ ұϰ ȹΰ Ժΰ 9/109 ϰ ִ
߰ 忡 Ǿ ִ װ , Ű ̴. ̷ Ͽ ų ֵǴ ȸ ȸ ߾ Ȯεǰ
ִ. 10/110̶ ȯ 䱸 ؼ ߰ ŷ 㺸DZ
ϴٴ ִ ̴. ߰ Ÿž迡 ڽŵ
9/109 ϴ ִ.
ݿ , ȿǾ ȮεǴ ̾߱Ⱑ
ۿ . ݿ Ͽ ̳ , Ű õ ҰϿ ΰ 100% ϰ
Ű ۿ ̴. Ժΰ
9/109 ̴. Ģδ ݿ
ȿǴ 2017.7.1Ϻ Ժΰ 10/110
ȯǾ ߴ.
ݿ Ⱓ ؾ Ѵٸ ּ (2018) 1ʹ Ժΰ ݵ 10/110 ȯǾ
Ѵ. Ϻ ߰Ÿž迡 ϴ ð ص
̴.
2. Խ 漼
2017.1ʹ Ȯ 28,580,000
̻ ŸŻ翡 ǰ Ͻ 1.05% 漼 ϰ ִ. [漼Ưѹ 177
2(漼Ư )] [Ģ 2014.12.31
12955ȣ 12
2]
Ʒ ̴.
1772(漼 Ư ) 漼 Ǵ 꼼 Ǵ 쿡
漼 Ǵ 꼼 ұϰ 100 85
شϴ Ѵ. ٸ, ȣ ϳ
شϴ 쿡 ƴϴ. <
2015.12.29. , 2016.12.27.>
1. 漼 漼 꼼 ϳ شϴ
. 漼: 200
. 꼼: 50
2. 7 9, 111, 133, 143, 16, 17, 172, 201ȣ, 29, 303, 332, 352, 36, 411 6ױ, 50, 55, 5722, 5731, 62, 6324, 66, 73, 762, 772, 82, 841, 85214ȣ, 87
92
߰ 3õ ̶ 漼
315,000 ϰ ȴ. 5õ
̶ 漼 525,000 Ͼ ̶
1,050,000 漼 ϴ ̴. ̷ ؼ ߰
Ҽ ŸŻ翡 ߰ Ժ δϰ ִ. ַ ϴ 絿
䰶 ī Ư ַθ ް ִ.
ŸŻ翡 ߰ ()ϴ
ǹ ƴϴ. ڵ Ǻ Ͽ ȿ
ִٴ ڵ 6 ϴ ̴.
ŸŻ翡 ū δ ݵ Ǿ Ѵ. 㼼 ٰŰ δ
̱ ̴. Թ 漼Ưѹ 177 2 1 2ȣ
߰ ŸŻ翡 ǰ ϴ ߰
ݵ ԵǾ Ѵ.
3. ݰ꼭( )
߰ Ͻ ϴ ǥ ŷ Ȥ ðǥؾ (ǥ) ؼ ִ. ü ŷ ϰ Ϲ Ÿžü κ ǥ ϰ ִ. ǥ ϴ 漼 DZ Һڵ鵵 ǥ 漼 θ ȣѴ. ܰ Ǵ 찡 . ܿ
Ʒ 漼 10 5̴. 쿡 ǻ 氡( ŷ) ǥ Ѵٴ ̴.
뿡 ɷ ٷ Ʒ ̴. Ʒ ɿ ر Ǿ
ִ.
漼 18 3 2ȣ
2. : ȸ ŷ Ǵ ε ݰ 32 ż Ͽ ۼ ⳳǥ꼭. ٸ, ߰ڵ Ǵ ߰ 氡 42 ϴ ðǥؾ 쿡 κ ż Ͽ 氡 Ǵ
ο Ѵ.
ݰ꼭 ߱ ؿ ǥ 쿡 ݰ꼭 ݾ ʰ ǥ
漼 ΰѴٴ ̴.
Ģ ߳ ̴. ŷ Ȯ ִ
ġ(ݰ꼭) ұϰ ̸ ϰ ǥ
ȹ ؿ Ѵٴ ̴.
ε ִ ̴. 漼 Ǿ ִ
ŷ Ģ 漼 ɿ ϴ Ǿ ֱ ̴
ݵ Ǿ ̴.
4. Ϻ ڵ 漼 ΰý ġ ŷ
Ϻ ߰ 漼 ο ؼ 100% ǥ ý ϰ ִ
ѹ ǥ ؿ ؼ 漼 , ϵ ǹȭϰ ִ. Ű Ű ö ѹ ðǥؾ ϵ ǹȭϰ ִ.
Ϻ 漼
118 1 ڵ 漼 ǥ
ڵ Ѵ Ǿ ְ 2
ٽ------ ڵ ŷ ѹ ϴ ٿ
ݾ ϰ ִ.
121 ڵ 漼 ¡ Ű
Ѵ, 122
ڵ 漼 ǹڴ ȣ ڵ п ش ȣ ϴ ð Ǵ ϱ ѹ ɿ ϴ
Ŀ , ڵ 漼 ǥؾ Ÿ ʿ Ű 翡
ÿ Ű Ͽ Ѵ ϰ ִ.
Ϻ ܰ ⺻ 츮 ̳
츮 ̰ ִ. 켱 ܰ 츮 ܰ ſ
ްϰ Ư ִ. Դٰ ǸŰ(ذ) ״ ܰ ϴ ƴ϶ 0.9 Ͽ 10% ݿ ܰ ϴ ĵ Ưϴ.
̳ 氡 50 ϴ ͵ 츮ʹ ſ ū ̰ ִ.
Ϻ 漼 ؼ 츮
鿡 ſ ϰ ִ ; Ȯεǰ ִ. ߰
忡 츮 ڵ 漼 ǿ ؼ Ϻ ġ ŷ ʿ䰡 ũٰ ̴.
Ϻ 2014 3 漼 5%( 3%) Һ 8%
4ʹ 3%( 2%) Ǿ. Һ 10% ڵ 漼 ǰ
Ӱ ȯ Ե ˷ ִ. 츮 漼 7% Ǵ ̴.
5. Ģ ڰŷ
߰ ŷ ϴ ڿ ŷ̴. Ÿž
ŷ ҽ̳ δ ڰ ŷ ̷ ȴ.
Һڰ ŷ ƴ϶ ڰŷ ڰŷ Ͽ ϴ Ģ ڰŷ ǰ Ǿ Ѵ. ߰ ŷ ϰ ŻDZ ̴.
Ģ ڰŷ ڰŷ̴. Ÿžü ڰŷ ӿ ұϰ
ȸǸ ڰ ŷ ϴ ŷ̴.
츮 ߰ ŷ ڰŷ 63% Ұϴ. ٸ 37% ڰŷ ε δ ̷
ڰŷ ̷ . ڰŷ̴. δ ŷε ȸ û ϴ ڰ
ŸŰ༭ ̿Ͽ, ڰŷ ûϴ ̴.
̷ δ ŷ ϱ ؼ ڰ û ŵ, żΰ ŷ
÷ ǹȭ ϴ Ư ġ ʿϴ. ݿ ڰŷ
ΰ ռҵ漼 δ ߵǰ ʿ ڰŷ ũ þ ɼ ִ.
Ϻ 2014 4 Һ λ(5%-->8%)ÿ ŷ ϱ ߰ ŷ ˷
ִ.
Ʒ ǥ ѱ ߰ ʾ Ÿ ִ. Ÿžü
ڰŷ ̰ ְ ü ŷ 40 ϰ
ֱ ̴.
ڰŷ: ŷ ڰŷ
ŷ: ŷ ڰ ŷ
ջ .
ֱ ߰ ֺ Ȳ 鵵 ʴ. δ
и ϰ 鵵 ʴ. 濡
Ȯϴ 鵵 ִ. ð
η Ż Ұ ǰ ִ. η Ż ŷ ϴ
ŸŻ糪 ŸŴ ̴. η ̳߱ 缺 ɷ 糪 ŸŴ ȭ Ʈ
̴.
η Ҵ ߰忡 鵵 ִ. ŸŻ簣 Ȥ ߰
پ ֱ ̴. ڰ ȴٸ 忡
Դ ̹ Ǵ ȿ ִ. , ŷ
ǰ Ǹ ݰ ̳Ź ̿ ̻ DZ ƴ. ̷
ڵ Ӽ ź ̳ ŷ ̴. ߰ ŷ ȭǰ Ǹ
ɼ ڸ ȴ. ̷ ݿ (ʥ) ҵ̶ ִ.
̱ ĶϾ ߰ ѷ ΰ ȭ ִ.
߰ ѱŭ ʴٰ Ѵ. 뵵 ſ
ܼϿ ѱ ϴ ó ϸ ʰ ߴٴ ̴. ŭ
ѱ ߰ ̱ ġϰ η Ǵܵȴٴ ̴.
ǰ , ùٸ µ ϴ ַ ȴٸ
߰ ܰ ̵ ִ. Ȳ ġ
и ٰ ̶ .
Ÿžü 忡 ݿ ̵带 뽺 ؾ Ѵ.
ͼ ȭ Ұϱ Ѿ չ ο °迡 ٸ ȸ ãƳ Ѵ. ߰ ̶ ǽ ?
.ȸ å ǥ